Hydration is Key to Looking and Feeling Great

Water! Water! Water! – We are in the middle of the hot summer and we need a quick reminder on water and proper hydration.

In today’s blog, let’s look at hydration and some simple tips to start implementing right now. Proper hydration helps protect your skin, your joints, helps alleviate allergies (dehydration makes the histamine response worse in your body), and decreases back pain and headaches.

• How much water do you need? A good rule of thumb, is half your body weight in ounces per day
• If you are working out, sweating, working in the hot sun – you need an additional 8-16 ounces every hour
• Sip water throughout the day, rather than drinking huge amounts in one shot
• Don’t like the taste of water? Make your own flavored water with lemon, limes, pineapple, watermelon, and berries
• Does cold water hurt your teeth? Keep your water on the counter or your desk and drink room-temperature water
• Like cold water? Use flavored ice cubes to add a touch of flavor to your water (make your own ice cubes with iced tea, or lemonade)
• Start everyday with 16 ounces of water before drinking coffee, tea or other beverages
• Cut back on soda! You will feel better
• Drink 8-16 ounces of water before each meal to help curb your appetite and helps from over-eating

Water Works Challenge

Maria Hicks|wellness coach

Kapnick Insurance Group|Strength. Knowledge. Direction.

1201 Briarwood Circle | Ann Arbor, MI  48108 |www.kapnick.com

D 734.929.6591 | F 734.994.7326 | P 888.263.4656 x1183

 

Sun Safety From the Inside Out

You can protect yourself from the outside but you can also protect yourself with certain foods that help strengthen your skin against the harmful rays of the sun.

Here are some sun-protective foods to start eating this summer:

• Tomatoes and tomato-based products are a source of an antioxidant called lycopene, which has been proven to provide protection against UV-radiation.
• Carrots – with their high levels of beta carotene, help protect your skin and body from UV rays
• Sweet Potatoes – just like carrots, they have high levels of skin-protecting beta carotene
• Dark green vegetables – which are loaded with antioxidants and they have an ability to neutralize free radicals. Romaine lettuce, spinach, kale, collard green, bok choy, mustard greens, dandelion greens
• Watermelon – eating red foods (like tomatoes and watermelon) can keep you from turning red and burning in the sunshine. Watermelon is loaded with lycopene, just like tomato products
• Citrus fruits, strawberries and kiwi – are all loaded with Vitamin C which is great for helping neutralize free radicals that your body produces in response to damage caused by exposure to sunlight
• Almonds and sunflower seeds – are loaded with Vitamin E which is an antioxidant that protects your skin against free radical damage caused by the sun
• Dark Chocolate – contains antioxidants called flavonoids, which help protect the body from sun damage. But, make sure it’s 65% or higher cocoa content and enjoy only 1 ounce a day. (Yes, please!)

Maria Hicks|wellness coach

Kapnick Insurance Group|Strength. Knowledge. Direction.

1201 Briarwood Circle | Ann Arbor, MI  48108 |www.kapnick.com

D 734.929.6591 | F 734.994.7326 | P 888.263.4656 x1183

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Kapnick Insurance Group Welcomes Mike Rutkowski to its Commercial Insurance Team

Kapnick Insurance Group is pleased to announce the addition of Mike Rutkowski to its Commercial Property & Casualty Sales Team. Mike comes to Kapnick from Federated Insurance, where he worked for over 5 years, responsible for sales and client service for a designated territory.  He holds licenses in both Property & Casualty and Life/Health.

In his position as a client executive at Kapnick Insurance Group, he will work to procure new business and manage these accounts. Though he will be working with all types of businesses, he has a great deal of experience working with manufacturing, contractors and wholesale distributors. Mike is a graduate of Ferris State University.

According to Jim Kapnick, CEO, “Mike is a very valuable addition to our sales team as his areas of expertise – manufacturing, contractors and wholesale distributors – are part of our growing list of areas of industry specialization. He will be able to provide companies in these industries the advantage of his expertise with their unique insurance needs.”

Sun Safety Tips!

It’s summer and it’s hot and sunny. We need to protect ourselves from the harmful rays of the sun. We love sunshine! It’s actually healthy for you, but in small amounts

Here are my favorite tips to staying healthy in the sun!

• Wear SPF (this may be a no-brainer) but a lot of people do not wear sunscreen. Wear it on the cloudy days as well. SPF 15-30 is best

• Wide-brimmed hats work well to keep sun away from eyes and face

• Wear big sunglasses that protect your whole eye area and the delicate skin around your eyes by wearing thick sunglasses

• Consider SPF clothing – especially if you are outside running, hiking and biking for long periods of time (these clothes will protect your chest, shoulders and back)

• Avoid the strongest sunshine between 10:00-3:00pm. Go outside in the early morning or evening

• Don’t forget to use sunscreen on your ears and feet (when you wear sandals and flip flops)

• Protect yourself in the car too! You can still get a sunburn through your windows and if you drive with your window rolled down

Sun Safety VIDEO

Maria Hicks|wellness coach

Kapnick Insurance Group|Strength. Knowledge. Direction.

1201 Briarwood Circle | Ann Arbor, MI  48108 |www.kapnick.com

D 734.929.6591 | F 734.994.7326 | P 888.263.4656 x1183

Follow us: Facebook | Twitter | LinkedIn

Healthy 4th of July Tips

This week is 4th of July and we are gearing up for parties and picnics. In today’s blog, I will give you some tips for having fun but also staying healthy on this holiday weekend.

Healthy 4th of July picnic choices:

• Try organic hotdogs instead of the regular store brand
• Grill out chicken or turkey burgers instead of beef burgers
• Makeover your potato salad with Greek yogurt instead of mayo
• Skip the baked beans (loaded with sugar!) and opt for pinto or black beans
• Fresh fruit – enjoy plenty of it!
• Swap the fried, greasy chips for healthier “baked” potato chips
• Healthier dips: guacamole, salsa and hummus (skip the ranch dressings!)
• Have lots of cut-up vegetables
• Desserts? Make brownies with applesauce, fruit salads with strawberry yogurt, rice cereal treats (low fat), frozen yogurt

Light summer side dishes

You can have a fun and festive 4th of July and enjoy your picnic with a few simple swaps that will save you calories & fat. As always, be active and play games, go for walks and ride bikes!

Maria Hicks|wellness coach
Kapnick Insurance Group|Strength. Knowledge.Direction.
1201 Briarwood Circle | Ann Arbor, MI  48108 | www.kapnick.com
D 734.929.6591 | F 734.994.7326 | P 888.263.4656 x1183

Summer Safety for Physical Activity

This week I would like to talk about the importance of summer safety when it comes to swimming, biking and the sun. I believe this is an important topic because one, drowning is the second leading cause of unintentional death among children ages 1-4 and children 10-14 years of age. Two, July, August and September have the highest percentage of bicycle-related deaths. Lastly skin cancer is the most common form of cancer in the United States. Below are a few suggestions on how to be proactive when it comes to these safety concerns. I have also added links to some national websites for more information. Be safe this summer!

Water Safety

  • Make sure your children learn how to swim.
  • Call children out of the pool once per hour to rest and hydrate.
  • Keep children younger than 4 years at arm’s length away.
  • If you suspect your child has swallowed too much water, take them out of the pool for at least 30 minutes.

Bicycle Safety

  • Make sure your children always wear a helmet.
  • Ride during daylight hours.
  • Wear bright colored clothes and reflectors.

Sun Safety 

  • Use sunscreen that is at least SPF 15 and that protects against UVA and UVB sun rays.
  • Wear 99-100% UVA/UVB sunglasses to protect your eyes.
  • Limit “sun time” especially between 10am and 4pm.

 

Kim Bielenda|Wellness Coordinator

Kapnick Insurance Group|Strength. Knowledge. Direction.

1201 Briarwood Circle | Ann Arbor, MI  48108 |www.kapnick.com

D 734.274.4452 | F 734.994.7326 | P 888.263.4656 x 1143

 

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Kapnick Welcomes Michele Rivas, Compliance Attorney, to its Benefits Division

Kapnick Insurance Group is pleased to announce the addition of Michele Rivas, Compliance Attorney, to its Benefits division.  Michele comes to Kapnick with 20 years of experience providing legal services in the areas of employee benefits, employment and corporate law to a variety of clients, ranging from small employers to Fortune 500 companies.  Michele previously worked for  Sullivan, Ward, Asher & Patton P.C. (SWAP) located in Southfield, Michigan.  Michele spent the past four years focusing primarily on providing compliance advice regarding the Patient Protection and Affordable Care Act (“Health Care Reform”).  Before working at SWAP, Michele worked in the employee benefits/employment and business transaction groups of Dykema, Honigman, Jaffe and Ice Miller.

In her position as a compliance attorney at Kapnick Insurance Group, Michele will provide legal advice with respect to a wide range of compliance and regulatory issues, including providing day-to-day advice within the following areas: Internal Revenue Code, ERISA, Health Care Reform, HIPAA, COBRA, FMLA, FLSA, and state law.  Michele will also monitor and analyze pending and new legislation and its anticipated affect on benefit plans and arrangements. “The addition of Michele to our benefits team will add a critical service benefiting our clients,” said Steve Peck – President of the Benefits Division. “In addition, it will allow us to be more proactive in alerting our clients in advance of new legislation, or changes in legislation, which may affect their benefits programs.”

Michele is President of the Women Lawyers Association of Michigan, a Michigan Super Lawyers Rising Star, and an American Bar Foundation fellow. Michele graduated magna cum laude from Michigan State University College of Law with a concentration in corporate law.

Kapnick Insurance Group Welcomes Bill Lyle to its Commercial Property & Casualty Sales Team

Kapnick Insurance Group is pleased to announce the addition of Bill Lyle to its Commercial Property & Casualty Sales Team. Bill comes to Kapnick from Hylant, located in Ann Arbor.  Bill spent the past seven years working as a senior account executive and sales consultant to clients all over the United States. His responsibilities included new business sales as well as current client retention. Before working at the Hylant, Bill held sales and management positions at Armstrong Robitaille Riegle Insurance. He is a University of Michigan graduate and former captain of the golf team.

In his position as a client executive at Kapnick Insurance Group, he will work to procure new business and manage these accounts. Though he will be working with all types of employers, he has a great deal of experience working with manufacturing clients, food/agricultural clients and public entity clients. According to Jim Kapnick, CEO, “With his vast knowledge of commercial insurance, and specialization in several key industries, Bill will be a valuable asset to the Kapnick team. His professionalism and expertise will serve clients of Kapnick Insurance Group in the manner they have grown to expect.”

Kapnick Welcomes Tyrone Jordan to its Employee Benefits Sales Team

Kapnick Insurance Group is pleased to announce the addition of Tyrone Jordan II, Client Executive, to its Employee Benefits division. Tyrone comes to Kapnick from the OPG Benefits, located in Brighton, MI.  Tyrone spent the past three years working as a senior account executive and sales consultant to clients all over the state of Michigan. His responsibilities included new business sales as well as current client retention. Before working at the OPG, Tyrone held sales and management positions at Bankers Life and Casualty and DHL. He is a University of Michigan graduate and former member of the football team.

In his position as a client executive at Kapnick Insurance Group, he will work to procure new business and manage these accounts. Though he will be working with all types of employers, he has a great deal of experience with public entities and a large concentration with school districts. According to Steve Peck, President of the Benefits Division,  “Tyrone’s depth of knowledge with public entities/school districts enhances Kapnick’s already strong position in this area. His energy, enthusiasm and professionalism fits perfectly into our culture.”

Kapnick Insurance Group, founded in 1946, is a leading independent, 3rd generation agency with local roots in the Midwest and a global reach. Providing insurance, employee benefits, risk management and financial strategies to clients worldwide, Kapnick employs over 140 insurance professionals who have earned a national reputation for anticipating clients’ problems and creating innovative solutions.

Tips for Exercising in the Summer Heat

Sun safety video

Summer is the perfect time to get outside and have some fun, but the summer heat can be a problem. Listed below are a few tips that can help you stay safe and beat the summer heat.

  • The time of day is important Avoid exercising from 10am to 3pm. It’s the hottest part of the day.
  • Wear loose, light colored clothing The lighter color will help reflect heat, and cotton material will help the evaporation of sweat.
  • Wear Sunscreen You can get burned and suffer sun damage to your skin even on cloudy days.
  • Stay hydrated and replenish your electrolyte and salt intake – Make sure to drink water before, during and after your workout. For less than 1 hour of exercise consume water. For more than 1-2 hours of exercise, consume an electrolyte replacement drink.
  • Choose shaded trails or pathways– This will help keep you out of the sun.
  • Ease into summer –Allow your body to adapt partially to heat through repeated gradual daily exposures.
  • Team Up – If you can, exercise with a friend or family member. It’s safer and could be more fun.

 

Kim Bielenda|Wellness Coordinator

Kapnick Insurance Group|Strength. Knowledge. Direction.

1201 Briarwood Circle | Ann Arbor, MI  48108 |www.kapnick.com

D 734.274.4452 | F 734.994.7326 | P 888.263.4656 x 1143

 

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