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iComparrot® is a product of Kapnick Insurance Group  and is an online quoting system that provides multiple quotes from best-in-class insurance carriers all from one, secure source. We are proud that Central Insurance is one of our leading insurers and  provides many services and policy types such as:


  • Electronic Funds Transfer (EFT) – so you never forget to pay a bill
  • Personal Umbrella Policy – protect yourself and your valuables
  • Central’s Package Discount – up to 25 percent credit on your premium when you insure both your auto and home
  • Insurance policy reviews and more!


Don’t Get Burned – Choose Electronic Funds Transfer (EFT)


It can happen to anyone…life gets too hectic and you forget to pay a bill. But when it’s your insurance bill, it can mean a lapse in coverage.


Central Insurance’s Electronic Funds Transfer (EFT) option is the easy, fast and secure way to avoid this problem. EFT payments are automatically withdrawn from your checking or savings account so you’ll never miss your chosen due date and never pay late fees. Several payment plans are available, all with no service fees. Depending upon your current pay plan, you could save up to $72 a year!


Watch our video to learn more!


He’s man’s best friend. And a liability.


Dogs bite nearly 4.5 million Americans annually. If one of those dogs is yours, you are at risk of being sued. From dog bites to minor accidents your chances of facing a lawsuit are greater than ever, and you don’t have to be rich to be at risk. Skyrocketing medical costs and an ever increasing cost of living are driving settlements into the thousands, and sometimes millions, of dollars. Your home, your car, even your future income could be at risk!


Protect yourself with a Personal Umbrella Policy from Central Insurance. A Personal Umbrella Policy offers an unbeatable layer of protection – in many cases up to $10 million in coverage – over the coverage limits you already have from your automobile, homeowners, or other personal insurance policies. And if your auto and home policies are Central policies, you can receive a discount on your Personal Umbrella premium as well.


Personal Umbrella coverage may also provide broader liability insurance coverage than the primary auto, homeowner, boat or personal insurance policy. For the best coverage at an exceptional price, the Summit Personal Umbrella Policy adds the following valuable coverages to the standard umbrella policy:


• Claims Expense – Loss of Earnings Coverage – coverage for actual loss of earnings that result from assisting us in the investigation or defense of a claim or suit is increased from $250 per day to $1,000 per day.
• Rental Car Loss of Use Coverage – pays up to $1,000 when the rental car company requires you to pay while the damaged rental car is repaired and out of service after a covered accident (not available in New Hampshire).
• Loss Assessment Liability Coverage – pays up to $100,000 for loss assessments charged by a property owners’ association against the insured in connection with liability relating to the residence premises.


Watch our video to learn more!


Why You Need a Personal Umbrella Policy


Does your insurance coverage add up?


It’s simple arithmetic. When you insure both your home and auto with Central Insurance, you’re eligible for credits on both policies.


Central’s Package Discount provides up to a 25 percent credit on your premium when you insure both your auto and home with Central. Add the expanded protection of a Personal Umbrella Policy to the package and you’ll receive not only an additional discount on your umbrella policy, but also the peace of mind that you’re protected by limits that are available up to $10 million!



About Central Insurance Companies


Since our beginning in 1876, the Central Insurance Companies has evolved into a successful property and casualty group operating on a strong foundation of core values including Integrity in the way we operate our business; Relationships we develop working as a team and sharing in each other’s successes; and Excellence achieved by never compromising on quality, providing superior performance, and pursuing continual improvements. Our commitment to excellence is reflected in our combined assets totaling over $1 billion and our A.M. Best rating of “A” Excellent.


What We Do
Central writes over 328,000 insurance policies for policyholders in 18 states. We are represented by your local independent agent and we strive to conduct our business in a friendly manner. We work with your independent agent to provide you the best insurance coverage possible at a reasonable cost. Your agent’s expertise, matched with Central’s innovative products and services, has satisfied clients’ needs for over 135 years.


Where We Operate
Central’s home office is located in Van Wert, Ohio, with regional offices in Atlanta, Boston, Dallas, and Van Wert, Ohio. Because we are based in a small community, we know the importance of personal, friendly service. Therefore, we aim to carefully select only the best independent agents who will provide our policyholders with exceptional customer service.


What We Believe
An insurance policy is essentially nothing more than a promise to pay for covered losses that occur to your assets. At Central, we take this promise seriously, from the minute you accept the policy, to the moment a loss occurs, and beyond. We will work with your independent insurance agent to not only meet your insurance needs, but provide you continuous quality service as long as you are a Central policyholder.

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