Kapnick Insurance Group was founded by Elmer Kapnick in Adrian, Michigan in 1946. Through a commitment to excellent customer service and active community citizenship, the agency was a successful personal and small commercial operation serving the greater Adrian area. After graduating from the University of Michigan in 1965, Douglas Kapnick – Elmer’s son – joined the six-person operation. Douglas spearheaded the efforts of growing the commercial book of business and expanding outside the Adrian area. In 1974, Douglas purchased the 15-person firm from his father. Under Douglas’ leadership, the business blossomed into one of the largest, most respected agencies in the Midwest. Carrying on family tradition, Douglas’ two sons have teamed up with him to help manage and run the business. Jim is President of Kapnick Insurance Group, overseeing the entire property & casualty division including personal lines, commercial lines and value added services. Mike is Chief Financial Officer, and Chief Operating Officer overseeing the financial interests of the company.

In July 2001, Kapnick Insurance acquired Harbor Benefit Services, doubling the size of their benefits operation. Located in Ann Arbor, Michigan, the Harbor division was an employee benefits company that combines aspects of a group life and health insurance agency with the services of a third party administrator. They provided design, communication and administration for traditional, self-funded and cafeteria plans. In June of 2005 Kapnick Insurance and Harbor Benefit Services came together as one and changed their name to Kapnick Insurance Group to better represent who they are. Stephen Peck resides as President over Kapnick Insurance Group’s Benefits Division.

Today, Kapnick’s 100+ employees provide insurance, risk management, employee benefits and financial strategies worldwide. The company remains headquartered in Adrian, with additional offices in Ann Arbor and Southfield, Michigan. An Assurex Global Partner, the company’s success can be attributed to their genuine commitment to their beliefs and values: “We operate with companywide beliefs in integrity, trust, mutual respect and open communication.” As an indication of their success, Accident Fund Insurance Company of America named Kapnick Insurance their 2004 “Agency of the Year. ”The Kapnick philosophy is simple, the same as it was in 1946: Encourage the brightest insurance professionals to work harder...to work smarter...to develop the best solutions for our client partners.