Announcing Kapnick STRIVE…
At Kapnick Insurance Group we’re breaking new ground. And we are breathing new life into the way risk managers, business owners and HR professionals lower their cost of risk and STRIVE to improve operational effectiveness.
We call it Kapnick STRIVE– a multifaceted program that focuses on the overall wellness of your company and your employees. This allows you to make proactive, knowledge-driven decisions with a high degree of confidence and certainty that where you’ll focus your resources will have a direct and positive impact on your company’s bottom line.
“Thank you for offering and paying for the Health Check. As someone who spends no time at the doctor, it is really a wonderful tool for me. I really appreciate it. Great to know my employer really cares.”
Kapnick STRIVE helps you understand the likelihood and severity of losses that your company faces now and in the future. By identifying problem areas regarding safety and health including the characteristics likely to result in a claim, you can more effectively mitigate and manage those exposures before the claims occur by utilizing the tools offered in Kapnick STRIVE below;
- HEALTH RISK ASSESSMENTS
- BIOMETRIC SCREENINGS
- OCCUPATIONAL MANAGEMENT ASSESSMENTS
- OCCUPATIONAL MANAGEMENT BEHAVIOR MODIFICATION
Employers are competing in a global environment where they must address exploding health care and workers’ compensation costs while confronting the daily challenge of increasing productivity. Until recently, most employers have accepted the increases in health care and workers’ compensation costs year after year. Forward-thinking employers have recognized the need to reverse these trends. Kapnick STRIVE provides the solutions to reverse the trends and promote worksite wellness.
Continuing to shift costs ontoemployees is an unsustainable solution that does not focus on the core of the problem. The problem is HEALTH, and more specifically health risks in the employee population. Part of Kapnick STRIVE is a Health Risk Assessment with biometric measurements to give the participant and the employer an objective view of existing risks. Linking risk factors with lifestyle choices educates participants to make better decisions.
As the employer, you will get the data you need to attack the root problems of your growing health care and workers’ comp expenditures. We’ll show the correlation between risk factors and diseases, participation rates, year-to-year comparisons, changes in risk profiles and medical and indirect costs associated with the risks prevalent in your population. Kapnick STRIVE will identify what your problems are and offer solutions on how to target specific issues with tailored wellness programs and health coaching.
Many employers find themselves struggling to keep their arms around the drivers of their workers ’ compensation expenses. As a first step, Kapnick STRIVE experts will work with your staff to assess your current risk profile and develop a workers’ compensation Scoring, Benchmarking and Improvement Plan. We then work proactively with you to improve your score, thus greatly reducing your risk of loss.
Kapnick STRIVE provides comprehensive claim reviews and claims advocacy, experience modification forecasting and management, online behavior modification training and an unique, web-based risk management platform. The web-based risk management center has the collection of tools and materials that your organization needs to help you reduce injuries and improve profitability.
Our combined solution of health management and risk services will help increase awareness, improve health and productivity as well as lower health care and workers’ compensation costs. In fact, forty-two published studies on worksite health promotion programs showed these results over time:
- 26% reduction in health costs
- 28% reduction in sick leave absenteeism
- 30% reduction in workers’ compensation and disability management claim costs
Chapman, 2003, The Art of Health Promotion
If you are frustrated by the endless increases in healthcare costs and want a long term strategic approach to controlling your costs, let us show you how our program will work for your company.