Employee Benefits


At Kapnick Insurance Group we seek long-term benefit solutions that offer lasting value and help you recruit and retain the best employees.  We take a client-focused approach to our consulting which includes expert plan design, implementation, administration and communication of your benefit plans. We have created centralized teams who have developed expertise in a specialized field of focus. A dedicated team member from each of these units is assigned to you based on the unique needs of your group. This creates a wholly customized team of professionals able to provide service and solutions for every aspect of your benefit program. Below are a listing of the  benefit services we provide:





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Client Service – Acts as an extension of your HR department providing administrative support, legislative compliance expertise, day-to-day communication, issue resolution, employee advocacy for claims resolution and much more.

Financial Analytics – Conducts monthly/quarterly/annual plan reviews and  marketing analysis, benchmarking, custom plan analytics, recommends cost containment strategies and monitors carrier financial ratings to get you the best product at a competitive rate.

Health Management – Designs and implements wellness campaigns, medical/Rx claims analysis, health risk assessments, ROI analysis, educational classes and health fairs for your business.

Communications – Creates customized materials branded with your company logo including: enrollment forms, wellness brochures, custom enrollment materials, payroll stuffers, etc. These custom materials create an enrollment campaign to communicate your benefit plan offerings to your employees more effectively.

Administration – Performs carrier and plan eligibility for fully-insured and self-funded benefit plans, acts as a liaison for carrier eligibility issues, administers COBRA, Cafeteria Plan and FSA administration including Debit Cards.

HR eSolutions – A web-based software platform offering you a suite of services that streamline all aspects of your HR, benefits and payroll administration. This state-of-the-art technology was designed to significantly reduce administrative costs and time-consuming paperwork, making life easier for HR staff and employees alike.

Financial Strategies - Offers complete plan design, alternatives and comparisons for new and existing retirement plans (401(k), Simple IRA, DB & PSP) together with individual annuities and Life Insurance Plans.

Exclusive Products

  • Kapnick Flex™ – Unique voluntary life insurance
  • MyWave – An Online Electronic HR Assistant
  • Kapnick HSA Administration through Fifth Third Bank
  • Kapnick STRIVE™ – Wellness
  • Kapnick HR eSolutions™ – Online enrollment
  • Prescription Drug – Preferred Product and Pricing
Kapnick Insurance Group provides dedicated customer service for all employee benefit plans including:

  • Medical
  • Dental
  • Vision
  • Voluntary Benefits
  • Long-Term Care Plans
  • Short-Term and Long-Term Disability Plans
  • Life Insurance Plans
  • Accidental Death and Dismemberment Plans
  • Employee Assistance Programs
  • Key person benefits
  • International insurance

Click here for the Kapnick/Digital Insurance login page