Life Science Program
Businesses in the fields of life sciences are among an elite group of clients at Kapnick Insurance Group. We put great emphasis on understanding the intricacies of a growing number of specialized industries, and a large part of our focus is on the Life Science Industry. By developing areas of specialization and thoroughly understanding how our clients’ businesses work, we are able to provide superior solutions in helping to control costs, manage risk and reduce losses.
We work with top rated insurance companies that offer highly specialized programs for businesses in the life sciences field including biotechnology firms, medical device manufacturers and contract research and manufacturing organizations. In addition to standard property and liability coverages, we offer a number of coverages unique to your industry needs, including:
- Professional Liability (E & O)
- Worldwide Product Liability
- Clinical Trials Liability (Blanket)
- Medical Malpractice
- Highly Valued Medical Equipment
- Protection for Lab Animals
- Contamination
- Employment Practices
- Directors and Officers Liability (D&O)
- Intellectual Property & Trademarks
- Group and Individual Medical Insurance
- Customized Employee Benefits
- Key Person Life Insurance
- Cafeteria Plans
- STD, LTD, LTC and Group Life
- 401(k) Plans
- Employee Benefit Compliance Assistance
- MyWave – Internet-based client center providing numerous valuable resources
- Kapnick HR eSolutions – a software platform offering services that streamline all aspects of HR, benefits, and payroll administration