Education: A Lesson on Insurance Coverage

From the classroom to the playground, education continues to evolve. School districts across the country face unprecedented changes with tight budgets, an influx of new technology and staggering class sizes.

At Kapnick, we continually do our homework relating to all things education and insurance; keeping current on education trends and how they relate to suitable coverage options. The educational environment will undoubtedly continue to change. However, our unwavering commitment to providing best-in-class service, ability to draft groundbreaking coverage, and our reputation for excellence in claims will remain the same.

Meet the team!

We work with top rated insurance companies

that offer highly specialized programs for the unique needs in the education sector.


Become Proactive and have a plan.

Every day your organization is faced with the threat of disruption from issues which may or may not be related to your business . Domestic violence, disgruntled employees, angry patrons or threatening strangers can cause your organization to shut down with or without warning.

  • Are you prepared to protect your employees?
  • If your organization has to be secured or evacuated are you prepared to communicate and manage this process?
  • If you are faced with an active shooter situation are your people trained to respond?
  • If your organization is threatened do you have a plan in place to respond?

Click below to download the Critical Incident Management info!

Smarter Spending for Schools

Districts Get Schooled About Doing More With Less

For many years, school budgets went up faster than inflation. But those days are over. “Doing more with less” has become the new motto for many school districts across the country that continue to face tighter budgets. However, recent finding suggest that both careful planning and clever fiscal responsibility can ultimately help stretch the budgets and still benefit students.

Download the white paper below for proper maintenance and risk solutions.


Public, Private and Charter Schools are among an elite group of clients at Kapnick Insurance Group. We have a dedicated school employee benefits team that has extensive industry experience and is able to provide consultation to help navigate benefit decisions your district faces. We pride ourselves on providing direction and guidance to our clients by helping them navigate the complex world of insurance and risk management. Our benefit strategies and coverage include:

Cost Savings Benefit Strategies:

  • Minimum Essential Benefits for Paraprofessionals
  • Comprehensive Consulting on ACA Compliance
  • Proprietary Ancillary Lines Program
  • On Staff Benefits Attorney
  • In-house Administrative Support
  • Wellness Initiatives

Risk Solutions & Coverages:

  • General Liability
  • Property Coverage
  • Errors and Omissions
  • Employment Practices Liability
  • Sexual Abuse & Molestation Coverage
  • Directors & Officers Coverage
  • Cyber Risk
  • Umbrella Coverage