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About Kapnick


In today’s rapidly evolving business environment, technology continues to impact the way business is done. How do you make sense of increasingly complex insurance issues? How does one minimize risk? Is it possible to increase program quality while reducing cost? This is where Kapnick Insurance Group excels. We simplify complexity. We innovate. We partner. We lead clients in new directions that minimize risk and reduce cost.

When he first opened his doors for business in 1946, Elmer Kapnick believed success came from a deep commitment to customer service, hard work and giving back to the community. Nearly seventy years later, his philosophy still propels our company forward.

With offices in Adrian, Ann Arbor and Troy, our roots remain local but we have also obtained a global reach. Kapnick Insurance Group is a fourth generation agency that has grown to be one of the largest independently owned insurance agencies in the Midwest. We represent top rated national and regional insurance carriers. As a top performer in the insurance industry, we have access to markets, products and programs giving us the flexibility to match each client with the best carrier – whether it’s providing business insurance, personal insurance, employee benefits, risk management or financial strategies.

Our success can be attributed largely to our people. Kapnick employs 150+ insurance professionals who have earned a national reputation for anticipating clients’ problems, creating innovative solutions and passionately giving back to the communities we serve.

  1. Because of a shorter “chain of command”
    Kapnick has the ability to react quickly when faced with making critical decisions.
  2. Family culture vs. corporate culture
    is an advantage in our ability to attract and retain the best talent.
  3. Employee loyalty
    many of Kapnick’s employees have been with the company a number of years. The average is 9 years of service, with 20% having been there for over 20 years. They have a vast knowledge base spanning many areas of specialization.
  4. Stability in ownership
    translates into not being subject to the disruptions associated with an acquisition.
  5. Commitment to and support of local causes
    Kapnick Insurance Group remains one of the top supporters of charitable causes in the town of its founding, and has a growing reputation in Washtenaw County and the metro Detroit area.
In the Words of my Grandfather

“Encourage the brightest insurance professionals to work harder…to work smarter…to develop the best solutions for our client partners.” Elmer Kapnick

In the Words of my GrandfatherJim Kapnick - CEO

Meet Our Leaders

A great company starts with solid core values and great employees, but is lead by people that not only talk the talk but walk the walk.  Learn More

Winners Circle

Awards don’t make a company great – but a great company that adheres to a “client first” mentality is bound to receive a number of them. Learn More

Meet Our Client Executives

Our client executives are passionate about what they do and where they work. Their number one priority is client service. Learn More

Latest Videos

More About Kapnick

  • History

    From Main Street to a Global Presence: The History Behind the Company

  • Core Values & Mission

    Our core values say a lot about who we are, how we operate as an organization, and how we treat people.