Special Property Coverage

• Buildings & contents
• Loss of income
• Restaurants
• Swimming pools
• Racquet courts
• Golf carts, equipment & paths

  Commercial Liability Coverage

• Bodily injury
• Food, Merchandise, product liability
• Medical payments
• Incidental malpractice
• personal injury

  Additional Coverage

• Liquor liability
• Workers' Compensation
• Commercial automobiles
• Employer's liability
• Umbrella Liability

 
   Property Extensions

• Accounts receivable
• Arson reward
• Computer equipment
• Extra expense
• Fine arts
• Fire protective devices - recharge/refill
• Glass breakage
• Lock replacement
• Money & securities
• Newly acquired property
• Outdoor property
• Personal Effects & property of others
• Premises boundary
• Property off-premises, including while-in-transit
• Refrigeration loss
• Sewer or drain backup
• Signs
• Service interruption, off-premises
• Valuable papers & records, cost of research

   Golf Course Extended Coverage

• Greens, tees, fairways, includes storm and hail damage
• Flags, ball washers, tee markers & benches
• Trees, shrubs, plants, flowerbeds and ornamental landscaping
• Bridges, signs, fences and sprinkler systems
• Debris removal from tees, greens and fairways
• Statues, fountains and monuments
• Golf ball property damage

    Additional Loss of Income

• Storm damage to greens, tees and fairways
• Food contamination
• Automatic extinguishing system accidental discharge
• Power failure off-premises

 
   Optional Coverage

• Pesticide, herbicide, fungicide applicators' liability
• Directors and Officers liability
• Employment Practices liability

  In addition to these unique     xcoverages, as a client of Kapnick   xInsurance Group you will receive:

• A solid partnership with the managing agency
• Kapnick's track record of excellent service and in-depth knowledge of the golf industry
• Risk management services
• Claims management and advocacy
• Valuable on-line tools and resources

Click here to contact a Kapnick Insurance Group representative